Marjorie Youngren Team | Lynnfield Real Estate, Melrose Real Estate, Middleton Real Estate



33 DONCASTER CIRCLE, Lynnfield, MA 01940

Single-Family

$729,000
Price

9
Rooms
3
Beds
2
Baths
THIS STUNNING "POTTERY BARN" HOME has been meticulously transformed by the current owners & is sure to impress. Nothing has been overlooked in their quest to create the ULTIMATE ENTERTAINING SPACE.The first things you will notice upon entering this fabulous home is the OPEN CONCEPT SET UP, w/current colors & shining HW floors. The spectacular interior boasts a GOURMET KITCHEN w/stunning white granite counters, custom white cabinetry, an OVERSIZED CENTER ISLAND, SS appliances & an abundance of recessed lighting. This room leads to a DINING AREA w/bay window within a GREAT ROOM boasting 20+ foot ceilings, custom built cabinetry, wine cooler, wet bar & recessed lighting. Additionally, this floor includes a large living room w/ working fireplace, updated bath, & 3 bedrooms. The lower level includes a family room w/Anderson sliders to the private back patio, an exceptional play room w/full updated bath& access to 2 car garage.
Open House
No scheduled Open Houses

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33 DONCASTER CIRCLE, Lynnfield, MA 01940

Single-Family

$729,000
Price

9
Rooms
3
Beds
2
Baths
OPEN HOUSES THIS WEEKEND 12/14 & 12/15 - Time 10:30-12 ~ THIS STUNNING "POTTERY BARN" HOME has been meticulously transformed by the current owners & is sure to impress. Nothing has been overlooked in their quest to create the ULTIMATE ENTERTAINING SPACE.The first things you will notice upon entering this fabulous home is the OPEN CONCEPT SET UP, w/current colors & shining HW floors. The spectacular interior boasts a GOURMET KITCHEN w/stunning white granite counters, custom white cabinetry, an OVERSIZED CENTER ISLAND, SS appliances & an abundance of recessed lighting. This room leads to a DINING AREA w/bay window within a GREAT ROOM boasting 20+ foot ceilings, custom built cabinetry, wine cooler, wet bar & recessed lighting. Additionally, this floor includes a large living room w/ working fireplace, updated bath, & 3 bedrooms. The lower level includes a family room w/Anderson sliders to the private back patio, an exceptional play room w/full updated bath& access to 2 car garage.
Open House
Saturday
December 14 at 10:30 AM to 12:00 PM
More Open Houses
Cannot make the Open Houses?
Location: 33 DONCASTER CIRCLE, Lynnfield, MA 01940    Get Directions

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Photo by: NeONBRAND via Unsplash

Missing a mortgage payment is not the end of the world. Many lenders are more than ready to work out a payment plan if you’re going through a rough patch or budgetary crisis. However, you may end up doing more harm than good to your credit and home ownership if you don’t contact your mortgage lender as soon as the financial need arises.

Below are things to remember about a late mortgage payment.

1. Mortgages Come with a Grace Period

Even if you pay one day or five days after the due date, it still might not be considered late since many lenders offer a grace period of about five to fifteen days. If you want to know about your specific grace period, contact your lender for grace period information.

2. A Late Fee Will Appear

If your payment is delayed, then it will most likely incur a late-payment fee. You can expect to pay the late fee in your next mortgage payment. Work with your lender to see if you can avoid a late fee by setting up an automatic payment method or if there are other clauses in your contract to have the fee waived in extreme circumstances.

3. Damage to Credit Score

A damaged credit score is one of the adverse effects of a late mortgage payment. Your payment history is of uttermost importance as it can affect your ability to secure financing of any sort in the future. Your lender usually reports your payment history, and if you are thirty days behind, your credit score may feature “late 30” next to the loan. This mark could drastically hurt your overall FICO® score.

4. Suffer Drastic Measures

When you suffer delinquent payment beyond 90 days, your lender automatically considers you in default on your loan. If left without a written waiver or payment arrangement, they may start to take foreclosure actions against you, which could lead to more public actions and eviction from the home. There are other things that can be done to retain your home, however. Bankruptcy affords the ultimate protection until your debts can be assessed and discharged by the government but should be a last option since it can remain on your credit report for ten years.

5. The Account Goes to Collection

Your account can go into collection if you are behind your mortgage payment. In that case, you will receive a phone call or a letter from your lender about the late fee and that your account is being sent to a collection agency.

Every borrower’s situation is different, depending on credit score and payment history. If possible, avoid falling short of your mortgage payment. The earlier you make the due payment, the better it is for you, but if you’re unable to, set up an arrangement with your lender.

Still have more questions about mortgages and how to successfully nail down the right price for you? Contact me, and I’ll point you in the right direction.


This Condo in Peabody, MA recently sold for $425,000. This Townhouse style home was sold by Marjorie Youngren Team - William Raveis Real Estate.


1001 Foxwood Circle, Peabody, MA 01960

Condo

$435,995
Price
$425,000
Sale Price

6
Rooms
2
Beds
2/1
Full/Half Baths
Second chance to own this stunning property! Located in desirable Huntington Woods! This beautiful move in ready end unit town home offers 3 levels of living plus a finished basement with a 3/4 bath,and laundry room. Inviting living room/dining area includes HW flooring, bay window and French doors with access to private deck. The sunny updated kitchen includes bay window, maple cabinets, granite counter tops,glass back splash,and stainless steel appliances.The half bath with HW floors off the entry way hall finishes the first level. Walk upstairs to the large master bedroom with HW floors & two exceptionally large closets,off the bedroom you'll find a dressing area and full bath. 2nd bedroom offers plenty of sunlight with wall to wall carpeting and a large closet. At the top of the unit you'll find a place to escape, a cathedral ceiling loft with plenty of windows,and great storage. New heating system/AC,heat pump,appliances,HW floors throughout entry way and kitchen attached garage

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33 DONCASTER CIRCLE, Lynnfield, MA 01940

Single-Family

$729,000
Price

9
Rooms
3
Beds
2
Baths
YOUR PERFECT HOLIDAY GIFT HAS ARRIVED! ~ 33 DONCASTER CIRCLE~ THIS STUNNING "POTTERY BARN" HOME has been meticulously transformed by the current owners & is sure to impress. Nothing has been overlooked in their quest to create the ULTIMATE ENTERTAINING SPACE.The first things you will notice upon entering this fabulous home is the OPEN CONCEPT SET UP, w/current colors & shining HW floors. The spectacular interior boasts a GOURMET KITCHEN w/stunning white granite counters, custom white cabinetry, an OVERSIZED CENTER ISLAND, SS appliances & an abundance of recessed lighting. This room leads to a DINING AREA w/bay window within a GREAT ROOM boasting 20+ foot ceilings, custom built cabinetry, wine cooler, wet bar & recessed lighting. Additionally, this floor includes a large living room w/ working fireplace, updated bath, & 3 bedrooms. The lower level includes a family room w/Anderson sliders to the private back patio, an exceptional play room w/full updated bath& access to 2 car garage.
Open House
Thursday
December 05 at 11:00 AM to 12:30 PM
THIS IS THE FIRST OPPORTUNITY TO COME SEE THIS METICULOUSLY MAINTAINED & UPDATED HOME! IT'S THE BEST DEAL IN TOWN!! HAPPY HOLIDAYS:)
More Open Houses
Cannot make the Open Houses?
Location: 33 DONCASTER CIRCLE, Lynnfield, MA 01940    Get Directions

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